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When you take out a new mortgage, you normally get an introductory deal – for example a low fixed or discounted rate or a low tracker rate for the first few years of your mortgage.

Introductory deals normally last for between two and five years. However, all good things come to an end, and once the deal ends you’ll probably be put on your lender’s standard variable rate, which will usually be higher than other rates that you might be able to get elsewhere.

It is usually a good idea to Contact an Leicester Mortgage adviser a couple of months before your current mortgage deal is due to expire. This will allow Airborne mortgage adviser time to review your current financial circumstances and look at the market to see if switching to a new mortgage deal will save you money.

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